Credit Officer III (Middle Market)
Lead C&I credit approvals for middle market clients, mentor staff, and drive compliance. Requires 10+ years’ experience and a Bachelor’s degree. Competitive salary and full-time growth potential.
If you are an experienced banking professional searching for a career-defining next step, the Credit Officer III (Middle Market) position may align perfectly with your long-term goals. This offering is a full-time, mid-career role providing key leadership over commercial lending.
The role involves evaluating and approving complex commercial & industrial loans for organizations with revenues between $100 million and $500 million. The requirements are rigorous, with a minimum of ten years’ commercial or business banking experience and a Bachelor’s degree in accounting, economics, or finance. Candidates with advanced education or recognized banking certifications are strategically positioned to stand out.
Daily Responsibilities and Role Insights
On a daily basis, the Credit Officer III serves as a decision-maker on new loan approvals, risk ratings, and credit limits. You’ll analyze financial statements, evaluate spreads, synthesize reports, and interact with relationship managers and underwriters.
Supervisory tasks include mentoring portfolio management staff and ensuring documentation accuracy. Strong interpersonal and written communication skills are necessary to coach teams and foster collaboration with internal and external stakeholders.
Additionally, you’ll be expected to maintain up-to-date compliance with state and federal lending regulations, continuously enhance knowledge through ongoing training, and help drive the success of the middle market portfolio.
Key Advantages
Applicants will find an attractive combination of meaningful responsibility and career advancement. Leadership exposure and direct influence over major lending decisions set this position apart.
The company’s transparent acknowledgment of individual contributions and focus on fostering excellence indicate a workplace committed to professional growth and team support.
Potential Downsides
The extensive experience and specialized knowledge required may limit access for those earlier in their commercial banking career. The role calls for intensive attention to regulation, compliance, and often high-pressure decision-making.
Candidates should carefully consider their aptitude for sustained focus, multi-tasking, and managing confidential transactional data before applying.
The Verdict
This opportunity is ideal for motivated commercial banking professionals who aspire to shape major credit decisions, lead teams, and make a measurable impact across large client engagements. If you’re seeking a high-trust, growth-focused environment—and you bring deep experience—this position promises both challenge and reward.
