Avant
Get approved for personal loans from R$10.000 to R$180.000* with fixed rates from 9.95% to 35.99% and repay in 24-60 months. Quick, easy, all online.
Avant Personal Loans offer an attractive solution for anyone in need of fast, flexible financing for major purchases, emergencies, or debt consolidation. Ranging from R$10.000 to R$180.000*, Avant’s loans stand out for their transparent costs and quick approval process. The fixed APR starts at 9.95% and goes up to 35.99%, with repayment terms available from 24 to 60 months, giving borrowers predictable monthly payments and peace of mind.
Borrowers benefit from a clear fee policy: a one-time administration fee up to 9.99%, a R$125 late fee if payments are overdue, and a R$75 dishonored payment fee. The entire application process happens online, with credit decisions in minutes for most applicants. If approved by the cut-off time, funds may be deposited as soon as the next business day, which is ideal for urgent needs.
How to Apply: Step-by-Step
- Apply online using the Avant platform
- Review and select pre-qualified rate options without impacting your credit score
- If approved, accept your offer and sign your documents digitally
- Receive your funds directly in your bank account—often by the next business day
Main Advantages
Avant’s loans are highly flexible, with broad loan amounts and clear, fixed interest rates. The application is fully online, saving time and effort for the borrower.
Another highlight is fast funding—many receive their money by the next business day. The platform also provides a user-friendly dashboard and mobile app to manage payments and accounts easily.
Main Drawbacks
The interest rates can be relatively high for applicants with lower credit scores, which could make borrowing more expensive in certain situations.
Additionally, the non-refundable administration fee can increase the total cost of the loan, especially for shorter-term loans. No co-sign option is available.
Our Verdict
Avant Personal Loans are ideal for borrowers needing fast, hassle-free access to funds, and who value transparent, fixed rates. It best suits those with fair to good credit looking for straightforward terms and quick funding. However, potential applicants should compare with other loan products and carefully check the final costs.
